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Investment Real Estate >Retirement and the Second Home
Buying a second home as rental property makes a great centerpiece to your retirement plan. It forces you to make regular savings in the form of mortgage payments that become your equity.
You only need cash for the down payment, and you should make sure that your monthly rental payments will cover the mortgage and any additional expenses. This is a real possibility if you buy the right house at the right price because a good single-family house should always stay rented. Your investment money is subject to less income tax, and the interest and property taxes may be deductible.
Housing has appreciated in value all over the country in recent years, making a second home an important hedge against inflation. Most experts predict that interest rates for fixed-rate and adjustable mortgages should remain in single digits for the foreseeable future, so it should be easy to acquire financing with a small down payment.
Call an agent with your real estate questions. They have helped hundreds of people to sell their homes and properties--and to purchase the home of their dreams.
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What three things are necessary in order to purchase a home?
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Some cash, a dependable income and good credit. If you fall short, don't despair--homeownership may still be possible. |
 See More Real Estate Trivia > |
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The Whitaker Team
Rainbow Realty
3320 Highway 20
at Last Chance
Island Park, ID 83429
Office: 208-558-7116
Joan Cell: 208-351-7116
Brett Cell: 208-351-7117
Fax: 208-558-9656
Joan and Brett Whitaker: ipjoan@aol.com
Brett Whitaker: whit@rainbw.com
Let Joan and Brett's combined 36+ years of real estate experience guide you through your real estate transaction in Idaho.
With the Whitaker Team you get "Double the Service and Double the Results."   
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